Understanding 111000025 is crucial if you’re using Bank of America, N.A. for electronic payments. This nine-digit number is the routing number assigned to certain Bank of America accounts and is used for specific transaction types. When you plan a direct deposit or an automatic bill payment, entering 111000025 correctly matters. Use the accurate code and you’ll avoid delayed payments, payment returns, or other banking issues.
What is 111000025 and Why Does It Matter?
The number 111000025 is an ABA routing number used by Bank of America. It identifies the bank and helps route money correctly between financial institutions. For example, Bank of America confirms 111000025 is its ACH (Automated Clearing House) routing number for Texas (North) accounts. Another source lists it as being linked to the main office at 8001 Villa Park Dr., Henrico, VA. Using the correct routing number like 111000025 ensures your electronic transfer goes through smoothly.
Routing Number Basics and How 111000025 Is Used
Routing numbers tell banks where to send funds and how to process transactions. The code 111000025 is specifically used for ACH or electronic deposits for many Bank of America accounts in Texas. It’s not necessarily the code you’ll use for every transaction type—especially if you’re doing a wire transfer. For wires, Bank of America uses a different number entirely. So when someone asks, “What is the routing number for Bank of America Dallas TX?” you may well be looking at 111000025, provided the account is eligible and the transaction is electronic.
How to Find if 111000025 Is Correct for Your Account
- Check a paper check from your account: the routing number is printed at the bottom left.
- Log in to your Bank of America online banking dashboard: look under Account Details or Routing & Account Numbers.
- Visit Bank of America’s routing number FAQ page: that page lists by state and by type which routing numbers apply. For example, Texas (South) accounts may use 111000025 or 113000023 for certain transactions.
- Confirm with the entity expecting your payments (employer, biller) which routing number they require. If they say ACH, use 111000025; if they say for wires, then a different code is needed.
Common Mistakes When Using 111000025 and How to Avoid Them
Mistake #1: Entering the wrong transaction type. If you use 111000025 for a wire transfer when wires require a different routing number, your payment might be delayed or returned.
Mistake #2: Using an incorrect number for your state or account type. For example, while 111000025 covers Texas (North and South) for certain ACH purposes, some paper-check accounts may use 113000023.
Mistake #3: Typing an 8-digit or 7-digit number by mistake (e.g., ‘11100025’ missing a digit). Routing numbers must always be nine digits.
Mistake #4: Trusting outdated or third-party listings without verifying on the official Bank of America page.
Mistake #5: Not confirming with the payee when setting up automatic payments. If your employer expects the routing number for check processing rather than electronic ACH, using 111000025 might cause delays.
What If You Used the Wrong Routing Number Instead of 111000025?
If you already made a payment with a wrong routing number (not 111000025 when you should have used it) follow these steps:
- Contact your bank immediately, explain the mistake, and provide transaction details (date, amount, routing/account used).
- If it was an ACH payment, the payment may get returned by the receiving bank; monitor your account and payee status.
- If it was a wire transfer with the wrong code, ask your bank to initiate a trace or recall request—wires are harder to reverse and can incur fees.
- Make a new payment using the correct routing number (111000025) and double-check all digits.
- Keep all documentation: transaction screenshots, case IDs, and confirmation emails.
Why Does the Bank Have Different Routing Numbers Like 111000025, 113000023, etc.?
Large banks like Bank of America assign different routing numbers based on transaction type (ACH vs paper vs wire) and sometimes region or state. For example:
- 111000025 → ACH in Texas (North)
- 113000023 → Paper/check in Texas (South)
- 026009593 → Wire transfers (domestic/international)
This structure helps banks route funds properly and keep ACH, wires, and checks from crossing into the wrong processing systems.
Quick Reference: When to Use 111000025
- Use 111000025 → for ACH transfers, direct deposits, and automatic bill payments to a Bank of America Texas account.
- Do not use 111000025 → for wire transfers or check orders if your account uses a different routing number such as 113000023.
- Always confirm the correct code with Bank of America’s official routing number list before finalizing a transaction.
Key Takeaways: Using 111000025 Safely
- Nine digits only — always count before confirming.
- Transaction type — verify ACH, wire, or paper.
- Region — confirm your account’s state routing.
- Official confirmation — check Bank of America’s website or mobile app.
- Mistakes happen — if you used the wrong number, act quickly to correct it.
By following these steps and using 111000025 properly, you can avoid costly banking errors, payment delays, and frustration. Whether you’re setting up payroll deposits or paying bills online, understanding this routing number helps ensure smooth transactions.
Frequently Asked Questions
1. What is 111000025 used for?
111000025 is the Bank of America routing number for ACH transfers and direct deposits in Texas regions.
2. Can I use 111000025 for wire transfers?
No. Wire transfers require a different routing number such as 026009593 for Bank of America.
3. How do I confirm if 111000025 is correct for my account?
You can find it on your check, in your online banking account, or on the official Bank of America website.
4. What happens if I enter the wrong routing number?
Your transaction may fail or get delayed. Always verify before submitting payments or deposits.
5. Is 111000025 the same for all states?
No. 111000025 mainly applies to Texas accounts. Other states and transaction types use different numbers.
Conclusion
The 111000025 routing number might seem like a small detail, but it plays a big role in keeping your Bank of America payments safe and accurate. It identifies your account’s region and ensures that ACH transactions move through the correct network. Always remember that 111000025 is meant for electronic transfers (ACH) within Texas, while other numbers like 113000023 and 026009593 serve paper checks and wire transfers.
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